Are your clients protected against the financial impact of a hospital stay?

A study done in the United States in 2001 showed the average cost per day for a hospital stay was $1,149. Even with the best health insurance a hospital say may leave out of pocket expenses for the insured. Examples of these out of pocket expenses include: co-payments, deductibles, co-insurance, transportation and dependent care costs. Voluntary insurance products offered by Brokers Insurance Services can help your clients prepare for these and other out of pocket expenses.

Another great way to use our voluntary products is to partner one or more products with a high deductible HSA plan. This is a win/win situation for both the employer and the employee. Your clients can lower their monthly medical premium costs, employees are able to keep more money in their pockets by using pre-tax dollars, make every employee an "informed consumer" and still offer high quality benefits.

ADDED BONUS - Brokers Insurance Service offers a state of the art enrollment service for all your lines of business. Our enrollment staff stands ready to assist you in all aspects of the group enrollment process from the initial benefit presentation to the actual application enrollment. One step enrollment saves you and your clients valuable time and money by insuring all forms are complete and ready for underwriting at time of enrollment!

Voluntary Products Offered

• Disability Insurance
• Life Insurance
• Accident Insurance
• Hospital Confinement Indemnity Insurance
• Cancer and Critical Illness Insurance